Get your life insurance quote online

Get a quote for life insurance online, apply in 20 minutes or less. No obligation or strings attached.

Surprisingly affordable term life insurance, backed by Canadian Premier Life Insurance.

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How much coverage do I need?

Most Canadians only need coverage for the years when their dependents need it most, like when their kids are young.
You might want to cover your kids’ early years and education, your partner until their retirement and pay off your mortgage.

What policy length should I get?

The best term policy length for you will depend on your personal and financial situation.
Your coverage needs will change over time, which is why term life insurance policies work best.

Get your estimated life insurance quote in seconds

Receive your life insurance quote in seconds.
Grab an instant quote, apply in 20 minutes or less, and find out if you’re approved right away. No waiting, no upselling, and no hassle.
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No Obligation
No Phone Call Required
Online life insurance quote for Canadian families

What does the process of getting a life insurance policy look like?

All applicants get an instant decision on their application, so they know right away if they’ve been approved or if they need to submit additional information.
Need pointers? We’ll pair you with a non-commissioned advisor to guide you in the right direction. Even if that means telling you that you don’t need life insurance right now.
Life insurance quote timeline for PolicyMe

Compare life insurance quotes

See the table below for a comparison of life insurance policy rates in Canada based on age and insurance provider.

Term life insurance quote comparison

Estimated monthly rates for anon-smoker, $500,000 in coverage over 10 years

What's your gender?

Age
SunLife
BMO
Manulife
PolicyMe
25
35
45
30
40
50
55
$14.52
$21.05
$49.95
$80.17
$31.40
$16.49
$14.78
$37.35
$18.90
$16.20
$18.45
$19.80
$23.40
$35.10
$55.35
$95.40
$20.25
$27.00
$60.30
$105.75
$18.26
$18.96
$21.56
$27.85
$38.23
$58.12
$101.01
$23.40
Age
SunLife
BMO
Manulife
PolicyMe
25
35
45
30
40
50
55
$20.54
$29.31
$72.78
$119.74
$44.94
$21.74
$20.54
$55.80
$27.00
$25.65
$26.10
$27.45
$32.85
$49.50
$77.85
$135.00
$27.00
$35.23
$84.60
$143.55
$26.07
$26.30
$27.71
$37.35
$53.77
$83.95
$143.30
$28.35

Life insurance is more affordable than you think

Cutting out the unnecessary steps in the process doesn’t just make getting life insurance easier — it makes it more affordable.
We’ve streamlined the traditional process, offering you some of the lowest rates for term policies in Canada. The result? You get the protection you need and at a price that you can afford.
Affordable life insurance quotes for parents in Canada

Get the ball rolling on your life insurance quote

Get a quote online

Canadian life insurance is cheaper than most people think. Get an instant online quote in just a few easy steps.

Not sure how much coverage you need to protect your family?

Use our personalized online life insurance calculator.

Talk to an advisor

Have a question we don’t answer here? Want help finding the best life insurance Canada offers?

Give us a call at: +1 (866) 966-7457

Our experts are available to talk 7 days a week, from 9AM to 6PM ET.

You can also send us an email.

Frequently Asked Questions

How do you know if you need life insurance?
What is the average life insurance cost per month?
What is better, term life or whole life?
What do you need to get a life insurance quote?
What is a life insurance beneficiary?
Why should I compare online life insurance rates?
Can you get life insurance without a medical exam?
What are the advantages of term life insurance?
What are the different types of life insurance?

When you're ready, we're here for you

Enough talk – we know you’re busy. We're here to help when you’re ready to cross ‘get insurance – seriously, just do it’ off your to-do list
You can always call +1 (866) 999-7457 or email advisor@policyme.com

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