Key Takeaways
- The Guaranteed Issue Classic plan from PolicyMe offers the best mix of robust coverage and healthcare savings for residents of New Brunswick.
- New Brunswick Medicare and the New Brunswick Drug Plan cover essential physician and hospital services, but dental, vision, and extended health care aren’t covered.
- Other personal health insurance plans that may be good options in New Brunswick include GreenShield’s ZONE 5 (Choice) and Manulife’s ComboPlus Basic coverage.
Health insurance in New Brunswick 101
Private health insurance in New Brunswick costs between $80 and $120 per month for adults 21–44. A private plan can cover what the province does not, like vision care, dental care, paramedical services, and more. The best private health options in NB are from PolicyMe, Manulife, and Sun Life.
New Brunswick Medicare, the provincial plan, provides basic coverage for medically required services performed by physicians or in approved hospitals in the province, along with minimal coverage for specified dental services performed in a hospital.
In addition, the New Brunswick Drug Plans cover medication costs for eligible residents for prescriptions on the New Brunswick Drugs Plans Formulary.
But for most New Brunswick residents, that leaves major coverage gaps in areas like dental care, vision, home care, medical equipment, long-term care, and more. These common medical expenses aren’t covered by Medicare or are covered only for certain groups with lots of exclusions.
A group health benefits plan through your employer can fill these gaps. So can private health insurance, which isn’t tied to your job and lets you choose the coverage that best fits your actual healthcare needs.
How private health insurance fills New Brunswick’s coverage gaps
Public healthcare does not cover vision, dental, medical equipment, or other paramedical care in New Brunswick. But you can get a private plan that covers exactly the supplemental care you need — you benefit from provincial programs and save money out-of-pocket by getting a custom private plan, too.
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What is the best health insurance in New Brunswick?
We’ve identified the best private health insurance plans in New Brunswick by analyzing over 1,700 quotes covering 50+ private health insurance products from the seven biggest providers in Canada, sourced from official product websites and supplemented with customer ratings from Google.
To identify the best plans for the average New Brunswick household, we focused on plans with:
- Excellent coverage for adults: Adults aged 18–14 are most overlooked by government health care coverage, making them prime candidates for private health insurance.
- Complete coverage: We prioritized insurance options that include coverage for both prescription drugs and dental services in addition to other extended health benefits.
- Mid-tier pricing: We focused on plans with mid-range pricing that’s competitive in the industry in order to deliver the highest value for the largest number of Canadians.
- Non-replacement plans: We’ve recommended plans designed for Canadians without existing workplace health benefits, rather than those seeking to replace previous employer-sponsored plans.
★★★★★ (5.0) |
PolicyMe |
Classic |
$131/month |
35% above industry average |
★★★★☆ (4.0) |
GreenShield |
ZONE 5 (Choice) |
$124/month |
21% above industry average |
★★★★☆ (4.0) |
ScotiaLife |
Health Insurance Plan with Dental Insurance Plan |
$102/month |
46% below industry average |
★★★★☆ (4.0) |
Manulife |
ComboPlus Basic Plan |
$142/month |
44% below industry average |
★★★☆☆ (3.0) |
Canada Life |
Freedom to Choose Select Plus |
$154/month |
70% above industry average |
* Premiums reflect the approximate monthly cost for an 18-year-old adult living in New Brunswick.
** Comparison reflects the total amount of prescription drug, dental, vision, paramedical, mental health, accidental dental, and ambulance coverage versus the industry average for comparable plans.
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PolicyMe’s rankings are based on an independent, data-driven review of Canada’s leading health and dental insurance products and providers. Our analysis draws on more than 1,700 quotes covering over 50 health and dental insurance products from the seven largest providers in Canada, sourced from official product websites and supplemented with customer ratings from Google.
Rankings are determined first by star rating (from highest to lowest) and then by premiums (from lowest to highest). To ensure fairness and accuracy, we only compare costs and coverage between plans with the same type of coverage, pricing tier, and eligibility requirements.
The premiums shown in this article are based on publicly available rates as of December 2025. Our pricing comparisons always use quotes for the same age groups within the same geographic region.
Our findings are entirely data-driven and do not include paid placements. However, they should not be considered a substitute for personalized financial or health advice.
About coverage and total coverage comparisons
Our analysis examines coverage across eight benefit categories during the first year of enrollment: prescription drugs, dental care, vision care, paramedical services, mental health services, accidental dental services, ground ambulance transportation, and air ambulance transportation.
To estimate each plan’s overall value, we calculated the net amount of coverage by subtracting expected out-of-pocket costs—including deductibles, co-insurance, and co-payments—from stated coverage limits.
Because dental definitions and coverage limits vary by provider, readers should always consult their policy documents to confirm which dental services are covered.
Disclaimer
PolicyMe’s findings are based on unaltered data and are free from paid placements or sponsored influence. While we strive to keep our information current, we cannot guarantee the accuracy of third-party data. These rankings are intended as a general reference and should not be considered a substitute for personalized financial or health advice.
1. Guaranteed Issue Classic from PolicyMe
Rating |
★★★★★ (5.0) |
Premiums* |
$131/month |
Drug coverage |
70% of generic prescription drugs (up to $600 per year)
|
Pre-existing prescription coverage |
Yes |
Dental coverage |
Up to 80% of preventative, restorative, and major dental services (up to $750 per year)
|
Vision coverage |
100% of vision services every 2 years (up to $60 for eye exams and $250 for prescription lenses, frames, and laser surgery)
|
Paramedical coverage |
80% of visits to 9 paramedical professionals (up to $750 per year combined)
|
Mental health coverage |
100% of visits to mental health professionals (up to $100 per visit and $800 combined per year)
|
Accidental dental coverage |
100% of accidental dental services (up to $10,000 per year)
|
Ambulance coverage |
100% of ground and air ambulance transportation (unlimited)
|
* Premiums reflect the approximate monthly cost for an 18-year-old adult living in New Brunswick.
Our expert take: PolicyMe’s Guaranteed Issue Classic plan offers competitive premiums for adults in New Brunswick, with excellent paramedical coverage and generous maximums for dental care in Year 2 and beyond. Coverage for prescription drugs is lower than with competing plans, but New Brunswick’s generous public coverage for prescription medication may make this a lesser concern.
- 30-day money-back guarantee
- Above-average dental, paramedical, and accidental dental coverage
- Includes access to online health forums
- No medical questionnaire required
- Below-average prescription drug coverage
- No add-ons available
Available products from PolicyMe:
- Guaranteed Economic, Classic, and Advanced: A series of guaranteed health insurance plans with comprehensive coverage for prescription drugs, dental care, and more
- Dental Care: A guaranteed health insurance plan with no coverage for prescription drugs
- Protect Economic, Classic, and Advanced: A series of replacement health insurance plans with comprehensive coverage for prescription drugs, dental care, and more
2. ZONE 5 (Choice) from GreenShield
Rating |
★★★★☆ (4.0) |
Premiums* |
$124/month |
Drug coverage |
90% of generic and birth control prescription drugs (up to $5,000 per year)
|
Pre-existing prescription coverage |
No |
Dental coverage |
Up to 80% of preventative, restorative, and major dental services (up to $700 per year)
|
Vision coverage |
100% of vision services every 2 years (up to $100 for eye exams and $150 for prescription lenses, frames, and laser surgery)
|
Paramedical coverage |
100% of visits to 8 paramedical professionals (up to $45 per visit and $500 per profession)
|
Mental health coverage |
100% of visits to mental health professionals (up to $500 combined per year)
|
Accidental dental coverage |
100% of accidental dental services (up to $10,000 per year)
|
Ambulance coverage |
100% of ground and air ambulance transportation (unlimited)
|
* Premiums reflect the approximate monthly cost for an 18-year-old adult living in New Brunswick.
Our expert take: Seniors in New Brunswick who want to supplement their existing medical coverage can find competitive premiums and decent paramedical, accidental dental, and travel insurance with GreenShield’s ZONE 5 (Choice) plan.
- Below-average premiums for older adults and seniors
- Includes access to GreenShield Pharmacy, 4 hours of virtual counselling through GreenShield Mental Health, and 4 virtual visits per year through GreenShield Telemedicine
- Includes travel insurance and semi-private or private hospital accommodations
-
Below-average prescription drug, dental, and mental health coverage
Available products from GreenShield:
- LINK 1, 2, 3, and 4: A series of replacement health insurance plans with complete and no-dental options.
- ZONE 1, 2, and 3 and Zone Fundamental: A series of guaranteed health insurance plans with complete and no-drug options.
- ZONE 4, 5, 6, and 7: A series of underwritten health insurance plans with complete and no-dental options.
3. Health Insurance Plan with Dental Insurance Plan from ScotiaLife
Rating |
★★★★☆ (4.0) |
Premiums* |
$102/month |
Drug coverage |
75% of generic, brand-name, birth control, and smoking cessation prescription drugs (up to $10,000 per year)
|
Pre-existing prescription coverage |
Yes |
Dental coverage |
Up to 75% of preventative dental services (up to $500 per year)
|
Vision coverage |
100% of vision services every 2 years (up to $150 for prescription lenses, frames, and laser surgery, including a $50 limit for eye exams)
|
Paramedical coverage |
75% of visits to 10 paramedical professionals (up to $25 per visit and 12 visits per profession each year)
|
Mental health coverage |
75% of visits to mental health professionals (up to $25 per visit, 12 visits per year, and $800 combined per year, including visits to paramedical professionals)
|
Accidental dental coverage |
75% of accidental dental services (up to $2,000 per year)
|
Ambulance coverage |
75% of ground ambulance transportation (unlimited) and 100% of air ambulance transportation (up to $10,000 per year)
|
* Premiums reflect the approximate monthly cost for an 18-year-old adult living in New Brunswick.
Our expert take: For existing Scotiabank customers, the Health Insurance Plan offers low premiums, with coverage to match. An optional dental plan adds basic coverage for dental services, but you’ll need to wait three months before using that coverage. This plan is also unusual for its limits on accidental dental coverage and ambulance transportation, but it’s a solid option for those who want a simple, affordable supplement to their existing coverage.
- 30-day money-back guarantee
- 1 optional add-on available
- Above-average prescription drug and mental health coverage
- Below-average premiums for all ages
- Includes semi-private hospital accommodations
- 3-month dental waiting period
- 1-year vision waiting period
- Below-average dental and vision coverage
- Only available to Scotiabank customers, their spouses, and dependents 64 and under
Available products from ScotiaLife:
- Health Insurance Plan: A guaranteed no-dental health insurance plan with a single dental option available only to Scotiabank customers, their spouses, and dependent children
4. ComboPlus Basic Plan from Manulife
Rating |
★★★★☆ (4.0) |
Premiums* |
$142/month |
Drug coverage |
70% of generic prescription drugs (up to $5,000 per year)
|
Pre-existing prescription coverage |
Yes |
Dental coverage |
Up to 80% of preventative and restorative dental services (up to $750 per year)
|
Vision coverage |
100% of vision services every 2 years (up to $70 for eye exams and $250 for prescription lenses, frames, and laser surgery)
|
Paramedical coverage |
60% of visits to 8 paramedical professionals (up to $500 per profession and $4,000 per year combined)
|
Mental health coverage |
100% of visits to mental health professionals (up to $65 per visit and 15 visits combined per year)
|
Accidental dental coverage |
100% of accidental dental services (up to $2,000 per year)
|
Ambulance coverage |
100% of ground and air ambulance transportation (unlimited)
|
* Premiums reflect the approximate monthly cost for an 18-year-old adult living in New Brunswick.
Our expert take: The ComboPlus Basic plan from Canadian insurance juggernaut Manulife may be a good fit for families with relatively simple coverage needs. Key strengths of this plan include competitive premiums for children, excellent coverage for mental health services, and great built-in benefits like virtual care and accidental death and dismemberment insurance. The drawback: when claiming your full dental benefits, you’re likely to end up with extremely high out-of-pocket costs compared with other plans.
- 7 optional add-ons available
- Above-average mental health coverage
- Below-average premiums for children
- Includes access to TELUS Health Virtual Care and survivor benefit
- Includes accidental death and dismemberment insurance and travel insurance
- Below-average prescription drug coverage
- High out-of-pocket dental costs
Available products from Manulife:
- Flexcare ComboPlus Starter, Basic, and Enhanced Plan: A series of complete health insurance plans with guaranteed options.
- Flexcare DentalPlus Basic and Enhanced Plan: A pair of guaranteed, no-drug health insurance plans.
- Flexcare DrugPlus Basic and Enhanced Plan: A pair of no-dental health insurance plans.
- FollowMe Basic, Enhanced, Enhanced Plus, and Premiere Plan: A series of complete replacement health insurance plans.
- Guaranteed Issue Enhanced: A complete, premium health insurance plan with guaranteed acceptance.
5. Freedom to Choose Select Plus from Canada Life
Rating |
★★★☆☆ (3.0) |
Premiums* |
$154/month |
Drug coverage |
80% of generic, birth control, cannabis, and other prescription drugs (up to $10,000 per year)
|
Pre-existing prescription coverage |
No |
Dental coverage |
Up to 80% of preventative and restorative dental services (up to $750 per year)
|
Vision coverage |
100% of vision services every 2 years (up to $75 for eye exams and $200 for prescription lenses, frames, and laser surgery)
|
Paramedical coverage |
100% of visits to 10 paramedical professionals (up to $40 per visit and $400 per profession)
|
Mental health coverage |
100% of visits to mental health professionals (up to $40 per visit and 10 visits combined per year)
|
Accidental dental coverage |
100% of accidental dental services (unlimited)
|
Ambulance coverage |
100% of ground and air ambulance transportation (unlimited)
|
* Premiums reflect the approximate monthly cost for an 18-year-old adult living in New Brunswick.
Our expert take: Canada Life’s Freedom to Choose Select Plus plan rounds out our recommendations for New Brunswick with generous reimbursement for drug, dental, and vision costs and excellent pricing for families with young kids. It’s a great fit for households with relatively high coverage needs who still want to save, but above-average premiums, a waiting period for dental coverage, and potentially redundant prescription drug coverage keep it from climbing the ranks.
- 31-day missed payment grace period
- 20% off at Rexall with Preferred Perks
- Above-average drug, dental, and vision coverage
- Below-average premiums for children
- Includes second opinion services from Teledoc Medical Experts
- 3-month dental waiting period
- Above-average premiums for adults and seniors
Available products from Canada Life:
- Freedom to Choose Guaranteed, Guaranteed Plus, and Guaranteed Elite: A series of guaranteed and replacement health insurance plans with complete and no-dental coverage options.
- Freedom to Choose Select, Select Guaranteed, Select Plus, and Select Elite: A series of health insurance plans with guaranteed, underwritten, complete, and high-drug options.
Compare the top 3 health insurance plans in New Brunswick
Plan |
Classic |
ZONE 5 (Choice) |
Health Insurance Plan with Dental Insurance Plan |
Rating |
★★★★★ (5.0) |
★★★★☆ (4.0) |
★★★★☆ (4.0) |
Medical questions required |
No |
Yes |
Yes |
Premiums* |
$131/month |
$124/month |
$102/month |
Drug coverage |
70% of generic prescription drugs (up to $600 per year) |
90% of generic and birth control prescription drugs (up to $5,000 per year) |
75% of generic, brand-name, birth control, and smoking cessation prescription drugs (up to $10,000 per year) |
Pre-existing prescription coverage |
Yes |
No |
Yes |
Dental coverage |
Up to 80% of preventative, restorative, and major dental services (up to $750 per year) |
Up to 80% of preventative, restorative, and major dental services (up to $700 per year) |
Up to 75% of preventative dental services (up to $500 per year) |
Vision coverage |
100% every 2 years (up to $60 exam / $250 lenses) |
100% every 2 years (up to $100 exam / $150 lenses) |
100% every 2 years (up to $150 lenses, $50 exam) |
Paramedical coverage |
80% of visits to 9 professionals (up to $750 combined) |
100% of visits to 8 professionals (up to $45/visit, $500/profession) |
75% of visits to 10 professionals (up to $800 combined) |
Mental health coverage |
100% (up to $100/visit, $800 combined) |
100% (up to $500 combined) |
75% (up to $25/visit, $800 combined) |
Accidental dental coverage |
100% (up to $10,000 per year) |
100% (up to $10,000 per year) |
75% (up to $2,000 per year) |
Ambulance coverage |
100% ground and air (unlimited) |
100% ground and air (unlimited) |
75% ground (unlimited) and 100% air (up to $10,000) |
* Premiums reflect the approximate monthly cost for an 18-year-old adult living in New Brunswick.
How much does health insurance in New Brunswick cost?
In 2023, households in New Brunswick spent an average of $3,030 on out-of-pocket healthcare costs, according to Statistics Canada. That’s slightly less than the national average of $3,087.
In other words, New Brunswick spent roughly $253/month on services that Medicare doesn’t cover, from chiropractic visits and contact lenses to dental work and mental health services. But private health insurance, which can cover all of those expenses and more, frequently costs far less than that.
For example, PolicyMe’s Guaranteed Issue Classic plan—our top pick for health insurance in New Brunswick—costs residents aged 21 to 44 just $131.09/month. By opting to purchase private health insurance coverage, the average New Brunswick resident could save nearly $1,500 per year while still meeting all of their healthcare needs. Actual savings vary with age, coverage level, and usage.
As a reference point, the table below compares average monthly premiums for our top three health insurance plans in New Brunswick:
Kids (0–4) |
$45.01 |
$52.82 |
$69.52 |
Kids and youth (5–20) |
$57.95 |
$70.53 |
$91.56 |
Adults (21–44) |
$111.61 |
$131.09 |
$170.89 |
Adults (45–54) |
$129.34 |
$157.96 |
$209.06 |
Adults (55–59) |
$150.59 |
$172.91 |
$226.16 |
Adults (60–64) |
$166.99 |
$189.17 |
$244.42 |
Seniors (65+) |
$153.63+ |
$174.03+ |
$224.86+ |
See how affordable health insurance can be with PolicyMe
What does Medicare cover in New Brunswick?
The basic health care coverage offered under Medicare in New Brunswick includes:
- Most medically-necessary physician services for you and your dependents
- Insured hospital services, including laboratory, x-ray, and diagnostic services
- Certain medically-necessary dental services if performed in an approved hospital, although these cases are rare
- Three levels of coverage for seniors through Medavie Blue Cross (premiums apply for a maximum of $227.26/month)
Ambulance services aren’t covered by New Brunswick Medicare, but subsidies mean the cost to residents is just $131.
If you’re outside of the country, Medicare only covers emergency physician and hospital services and services for which you’ve received prior approval. In order to get prior approval for out-of-country medical services, you’ll need a medical specialist to submit a letter to New Brunswick Medicare stating that you have a medical need for specific services only available outside of Canada.
In the table below, we’ve outlined key areas of coverage included in New Brunswick’s Medicare coverage, along with the residents eligible for those plans.
|
Prescription Drugs
|
* EVERYONE (without private drug coverage): Income-based premiums + 30% co-pay up to a per-prescription cap; drugs must be on the NB Drug Plans Formulary.
* EVERYONE with private coverage, but whose prescriptions are not covered by private insurance and are covered by the NBPDPF: the NBPDBP will act as a payor of last resort to an unspecified amount of coverage (NB Drug Plan)
* SENIORS (65+) paying for the Medavie Blue Cross coverage ($140/month): 70% of prescription drugs on the NBPDPF (with a max. co-pay of $15/prescription) (Medavie Blue Cross Seniors' Prescription Drug Program) |
|
Dental
|
|
|
Vision
|
* CHILDREN (4 years old): 1 major eye exam (up to $87.71), 1 set of corrective glasses (up to approx. $297.10 for single vision lenses and $313.10 for bifocal lenses; if parents have private coverage which covers less than the maximum program benefit, the remnant will be covered) (Healthy Smiles, Clear Vision)
* CHILDREN (0-18): 100% of yearly exams, glasses, and frames for low-income families with no other public or private vision coverage (Healthy Smiles, Clear Vision)
* SENIORS (65+) paying for Medavie Blue Cross Basic Health Benefits ($20/month): $64/2 years for vision care
* SENIORS (65+) paying for MBC Enhanced Health Benefits ($30/month): $100/2 years for vision care |
|
Paramedic
|
* SENIORS (65+) paying for the MBC BHB ($20/month): 80% (up to $12/visit) to a chiropractor (up to $100 combined with X-ray) and 80% (up to $16/visit) to a podiatrist (up to 5 visits/year)
* SENIORS (65+) paying for the MBC EHB ($30/month): 80% of visits to 6 professionals (up to $200/year per profession and $400/year combined with mental health coverage) |
|
Mental health
|
* SENIORS (65+) paying for the MBC EHB ($30/month): 80% of visits to a psychologist (up to $200/year per profession and $400/year combined with paramedic coverage) |
|
Extended health
|
* SENIORS (65+) paying for MBC BHB ($20/month): diabetic supplies (up to $500 combined/year), hearing aids (up to $320/5 years), orthotics (up to $200/year), prosthetic limbs, ostomy supplies, etc.
* SENIORS (65+) paying for MBC EHB ($30/month): diabetic supplies (up to $500 combined/year), hearing aids ($320/5 years), orthotics ($400/year), prosthetic limbs, ostomy supplies, respiratory devices ($400/3 years), nursing ($250/year), oxygen equipment ($1,600/3 years), orthopaedic shoes ($100/year), accidental dental services ($7,000/lifetime), ambulance services ($400/year) and more
* SENIORS (65+) paying for MBC Hospital Benefits ($31.50/month): 80% of semi-private/private accommodations (up to $50/day and 90 days/year) (3-month waiting period) |
New Brunswick extends special income-based coverage to three groups: (1) children aged 0–18 in low-income families, (2) adults and dependents receiving support from Social Development, and (3) seniors receiving Guaranteed Income Supplements.
- Dental and vision care for low-income children: The Healthy Smiles, Clear Vision program covers routine preventative dental care, eye exams, and prescription glasses for children aged 18 and younger. Eligibility is based on family size and income.
- Dental care for adult Social Development clients: The Health Services Dental Program will cover exams, x-rays, dentures, repairs, and certain fillings, up to $1,000. Adults participating in Career Development Options programming are eligible for additional coverage under the Enhanced Dental Program for a maximum of three years.
- Vision care for adult Social Development clients: The Health Services Vision Program covers comprehensive, follow-up, and emergency eye exams as well as corrective lenses, cases, and select frames. Exams are every two years for most and one a year for those diagnosed with diabetes.
- Prescription drug plan for adult Social Development clients: Plan F covers 100% of prescription drugs on the NBDPF (plus a $2 co-payment/prescription for children and a $4 co-payment/prescription for adults, up to $250/year).
- Prescription drug plan for Seniors: The NBPDP Seniors Drug Plan (Plan A) covers 100% of prescription drugs on the NBDPF (with a $9.05 co-payment/prescription, up to $500/calendar year) for seniors receiving Guaranteed Income Supplements.
How to find the best health insurance for you
We’ve recommended a few plans that may meet the needs of most New Brunswick residents, but personal health insurance is just that—personal. Every Canadian citizen has different healthcare needs, and finding the right insurance can look different for everyone.
Not sure where to start? Here’s a simple checklist:
- Review your current medical coverage: Do you know what’s covered by your provincial Medicare plan—and are you taking full advantage of any programs you’re eligible for? If you have access to a group plan through your work, are you maximizing your coverage there?
- Take stock of your routine out-of-pocket medical costs. For most people in New Brunswick, this total will come close to $250/month, but you may find you’re spending more or less than that average figure on things like dental care, medical equipment, or paramedical services.
- Measure your coverage gap: How much have you spent in the last year on uninsured medical services that could have been covered by a private health insurance plan?
- Request health insurance quotes: Now that you know how much of your budget goes to out-of-pocket medical costs, compare some actual health insurance quotes to the size of your coverage gap. If the cost of private health insurance is significantly less than your out-of-pocket expenses, it’s likely a smart investment.
- Don’t forget to do your research: Savings are important, but take the time to research health insurance companies before settling on the cheapest policy. Each plan offers a slightly different set of benefits, so it’s worth it to find the one with the closest match to your actual healthcare spending.
Now is a good time to research other types of insurance, like life insurance and critical illness coverage. You can often get a discount on a bundled policy and save money.
FAQ: Best health insurance in New Brunswick
Yes, New Brunswick health insurance is free for eligible residents through the province’s publicly funded healthcare program. With a valid health card, you can access medically necessary services such as hospital care and physician visits at no cost. However, many services aren’t covered, including dental care, vision care, paramedical services, and some prescription drugs.
Yes. Even if you’re covered by a provincial healthcare program like Medicare, Canadian citizens and residents can still buy private health insurance. Private plans can help cover services that provincial programs typically don’t, such as dental care, vision care, paramedical services, and medical equipment.
Access to public healthcare through New Brunswick Medicare is free. However, private health insurance premiums can range from as low as $35 per month to $400 per month or more, depending on your age and the policy you choose. For example, a Guaranteed Issue Classic policy—PolicyMe’s most popular option—costs New Brunswick residents aged 21 to 44 about $119 per month.
New Brunswick Medicare doesn’t cover prescription medications. However, residents without drug coverage who have an active Medicare card may qualify for coverage through the New Brunswick Drug Plan. Additional drug programs are also available for certain groups, including seniors and individuals with specific health conditions.
Anyone with regular medical expenses that aren’t covered by New Brunswick Medicare, the New Brunswick Drug Plan, or an employer-sponsored group plan should consider private health insurance. This includes people who are self-employed or retired, as well as anyone with ongoing healthcare costs not covered by their existing insurance.
To qualify for Medicare coverage in New Brunswick, you must be a Canadian citizen, a legal resident who primarily lives in the province, or an international student who meets the province’s eligibility requirements.
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