Health Insurance by Province: What’s Covered in Canada

Written by: Jasmine Kanter
Insurance Writer
Edited by: Kathleen Flear
Director of Content Marketing
Updated
December 22, 2025
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This page is from a series that covers key information about health insurance across different provinces within Canada.

  1. Alberta
  2. British Columbia
  3. Manitoba
  4. Newfoundland & Labrador
  5. New Brunswick
  6. Nova Scotia
  7. Ontario
  8. Quebec
  9. Saskatchewan
Key Takeaways
  • Canadian public health insurance covers the cost of hospital and physician services if you’re a legal resident of a province or territory with a valid health card.
  • In most provinces, public health care coverage won’t pay for dental services, prescription drugs, vision care, or medical equipment like diabetic supplies.
  • Private health insurance can fill the gaps in your provincial healthcare plan, saving you money on both routine and emergency services.
  • The average Canadian can save nearly $2,000 per year with a private health and dental plan from PolicyMe.

How health insurance works in Canada

Canada’s health care system splits the responsibility for providing universal public health insurance between the federal Government of Canada and the provincial and territorial governments. 

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Public healthcare: Only the essentials

The goal of Canada’s health system is to make sure that all Canadian citizens have access to coverage for medically necessary services. But a huge portion of the medical services Canadians use every day — from dental exams and vision checkups to physiotherapy and diabetic supplies — don’t fall under the definition of medically necessary care.

Under the Canada Health Act, the federal government provides funding and upholds standards for provincial and territorial healthcare systems. The federal government also administers and provides medical coverage for veterans, refugees, inmates, and First Nations and Inuit people living on reserves, as well as members of the Canadian Armed Forces and their families.  

Provincial and territorial governments, on the other hand, decide which health services are medically necessary and create their own public insurance plans. Assuming you don’t receive health insurance coverage directly from the Government of Canada, all you need to access your province or territory’s health care system is a valid health insurance card.

Each provincial health insurance plan covers a different set of services, but none cover the full cost of routine healthcare for Canadians. That’s why private health insurance exists: to help Canadians across the country balance the cost of comprehensive care. 

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What does public health insurance cover?

By law, provincial and territorial public health insurance must cover all medically necessary health services in Canada. While each regional government decides what’s “medically necessary,” these four services are always covered:

  • Hospital services, including nursing, administering drugs, performing diagnostics, performing surgery, and providing standard meals and accommodations
  • Physician services, including consultations, examinations, diagnostics, treatments and psychiatric treatments
  • Dental, psychological, and vision services performed in a hospital, including eye trauma treatment, jaw surgery, and crisis counselling

Public health insurance also covers the cost of emergency hospital services outside of Canada, but reimbursement is limited to public coverage. In other words, if a foreign hospital or physician bills more than what you’d pay in your home province or territory, it’s up to you to make up the difference. 

Who is eligible for public health insurance in Canada?

In order to access public health care in Canada, you must have a valid health card. Health card requirements vary by province and territory, but in general, you must prove:

  • You have a legal right to be in Canada, either as an Indigenous person, citizen, refugee, permanent resident, temporary resident or a visitor with a valid work permit or visa
  • Your permanent and primary residence is located in Canada
  • You are physically present in Canada for at least 150-183 days out of any 12-month period

Once you’ve successfully registered for a health card, it’s your responsibility to renew it every 5 years or so. 

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Some provinces and territories enforce a waiting period of up to 3 months before your public health insurance coverage starts.
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New to Canada?

If you’ve recently arrived in Canada, it’s imperative that you apply promptly for a health card in your province or territory. In some provinces, a three-month waiting period applies before you can access public health benefits as a newcomer. You can find out how long you may need to wait by reaching out to your ministry of health and use private medical insurance or travel insurance to bridge the gap.

What doesn’t public health insurance cover? 

As you’ve noticed, public health insurance is essentially limited to doctor visits and medical treatments performed in a hospital. It leaves out several important types of coverage, including the big three: dental insurance, prescription drug insurance, and vision insurance.

Even with a provincial or territorial health card, you’ll have to pay for the following out of pocket:

  • Ambulance services by land or air
  • Dental services performed in a private practice, including exams, cleaning, fillings and emergency dental work
  • Vision services, such as eye exams, prescription lenses and corrective laser eye surgery
  • Home care services, including assisted living and private-duty nursing
  • Medical equipment, such as blood pressure monitoring equipment, orthotics and prostheses
  • Mental health services, including visits to a registered psychologist, psychotherapist or social worker in a private practice
  • Paramedical services, including visits to an acupuncturist, chiropodist, chiropractor, dietitian, massage therapist, naturopath, osteopath, physiotherapist or speech therapist
  • Private or semi-private hospital room fees
  • Prescription drugs, including insulin, contraceptives, and fertility medications
  • Travel health services, including emergency ambulance services, non-emergency treatment and return transportation from outside Canada

That’s not to say you’re completely on your own. Children, seniors, low-income Canadians, and other vulnerable populations may qualify for financial assistance and extended health benefits through public health insurance and other programs. 

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Public health insurance coverage by province

Canadian public health insurance covers most medically necessary treatments and interventions that you can access through a hospital or a general practitioner. Unless you qualify for extended health benefits, most provinces and territories ask you to pay for dental care, prescription drugs, mental health services, and more out-of-pocket. 

The table below compares the biggest gaps in Canadian provincial healthcare plans. The coverage categories are as follows: 

  • No coverage: The provincial healthcare plan doesn’t cover this service for any age group. (Note: In some cases, full or partial coverage may be available for low-income households.) 
  • Partial coverage: Everyone in the province has access to some coverage, but the provincial plan may only cover certain services or pay less than 100% of the cost. 
  • Seniors: Residents aged 65 years or older have access to coverage. 
  • Children: Residents under 18 years old have access to coverage. (Note: Eligible age ranges may vary by province and service category.) 
  • Eligible conditions: Residents diagnosed with an eligible condition (e.g. specific disabilities, cancer, or certain mental health conditions) qualify for full or partial coverage. 
Province
Dental
Prescriptions
Vision
Medical equipment
Paramedical
Mental health
AB
Seniors
Seniors
Seniors
Seniors
Seniors
Seniors
BC
None
Partial
Seniors
None
None
None
MB
None
Partial
Children, seniors, eligible conditions
Partial
Partial
Partial
NB
Seniors
Partial
Children & seniors
Seniors
Seniors
Seniors
NL
Children
Seniors & eligible conditions
Children
Seniors & eligible conditions
Eligible conditions
Partial coverage
NS
Children & eligible conditions
Partial
Children, seniors, eligible conditions
Partial
None
None
ON
Children only
Children & seniors
Children, seniors, eligible conditions
Partial
None
None
QC
None
Partial
Children & seniors
Partial
None
None
SK
None
Children & eligible conditions
Children & eligible conditions
Partial
None
None

Public health insurance in Ontario

What’s covered? Public health insurance in Ontario covers all medically necessary hospital and physician services, plus dental and vision services performed in a hospital, under the Ontario Health Insurance Plan (OHIP), which is administered by the Ontario Ministry of Health.

Where can I get more coverage?

  • Ambulance services: Ontario subsidizes ground and air ambulance services, capping fees at $45 per resident. Out-of-province Canadian residents pay $240 for ground ambulance services and the full cost of air transport.
  • Dental work: Seniors may apply to the Ontario Seniors Dental Care Program (OSDCP).
  • Home care: The Long-Term Care Rate Reduction Program provides financial assistance with home care expenses to eligible Ontario residents.
  • Indigenous health: Ontario offers various mental health supports for Indigenous communities.
  • Mental health: Visits to private practices aren’t covered, but you can access short-term and crisis mental health support in-person, online, or by telephone.
  • Out-of-country health services: OHIP pays for emergency hospital and doctor services abroad at the same rates as in-province care.
  • Prescription drugs: OHIP+, the Ontario Drug Benefit, and the Trillium Drug Program provide coverage for Ontario residents under 24, seniors, and households with high prescription drug costs, respectively.
  • Vision services: OHIP covers eye-health services for Ontario residents 19 and under, seniors, and those with an eligible medical condition.

See OHIP’s health care services and Ontario Health’s clinical programs directory for more.  

What to look for in a private health insurance plan: Ontario residents ages 25+ and those with moderate to high incomes need dental, prescription, vision, and paramedical insurance so they don’t miss essential preventative services.

Public health insurance in British Columbia

What’s covered? Public health insurance in British Columbia covers all medically necessary hospital and physician services, plus dental and vision services performed in a hospital, under the Medical Services Plan (MSP). All BC residents are eligible for income-based coverage of most prescription drugs, including contraceptives, diabetes supplies, nicotine replacement therapies, and Paxlovid, through the Fair PharmaCare program. 

Where can I get more coverage?

  • Where can I get more coverage?
  • Ambulance services: British Columbia subsidizes ground and air ambulance services, capping fees at $80 per resident. Out-of-province Canadian residents pay $848 for transport by land and $4,394 for transport by air.
  • Dental work: Dental and orthodontic services are available for eligible residents, including recipients of income, disability, and hardship assistance.
  • Home care: BC residents must undergo an assessment and agree to pay the resulting rate in order to receive home support services.
  • Indigenous health: Indigenous Health and the First Nations Health Authority offer health programs tailored to Indigenous people in BC.
  • Mental health: BC’s mental health supports and resources can be accessed by phone or through regional health authorities.
  • Out-of-country health services: MSP pays for emergency hospital and doctor services abroad at the same rates as in-province care.
  • Prescription drugs: BC PharmaCare has 12 different plans that cover prescription drugs for a range of groups, including those on income assistance (Plan C), those in palliative care (Plan P), and low-income residents in need of psychiatric medication (Plan G).
  • Vision services: Optical services are available to recipients of income, disability, and hardship assistance.

See Child Health BC, Healthy Kids, Supplementary Benefits, Supplements and Programs,  Family and Social Supports, SeniorsBC.ca, and BC PharmaCare Plans for more.  

What to look for in a private health insurance plan: The average BC household pays the highest amount out-of-pocket for dental services in Canada, making good dental insurance a must. The same goes for paramedical services such as acupuncture, massage therapy, and physiotherapy.

Public health insurance in Alberta

What’s covered? Public health insurance in Alberta covers all medically necessary hospital and physician services, plus dental and vision services performed in a hospital, under the Alberta Health Care Insurance Plan (AHCIP). Certain dental surgeries are covered under the Oral and Maxillofacial Surgery Benefits program, while the Continuing Care System provides all Albertans with financial assistance with home and community care.

Where can I get more coverage?

  • Ambulance services: Alberta subsidizes ground ambulance services, capping fees at $385 per resident. Out-of-province Canadian residents pay $585, and air ambulance costs aren’t covered.
  • Dental work and vision services: The Alberta government offers Dental and Optical Assistance for Seniors.
  • Indigenous health: The Indigenous Wellness Core enables Albertans to search for health programs and services by zone.
  • Mental health: Alberta’s addiction and mental health supports include information programs, helplines, and children’s and youth mental health resources.
  • Out-of-country health services: AHCIP pays for emergency and non-emergency hospital and doctor services abroad at the same rates as in-province care.
  • Prescription drugs: The Alberta Drug Benefit covers over 5,000 products as part of the province’s supplementary benefit plan for seniors, low-income households, and other vulnerable populations.

See Alberta Child Health Benefit, Children’s Mental Health, Health Services and Benefits and Seniors Health Benefits pages for more.  

What to look for in a private health insurance plan: Alberta’s provincial health plan covers a large range of dental surgeries and consultations, but it still doesn’t cover routine cleanings, fillings and other essential oral health services. With a comprehensive health plan, you can fill the gaps in the province’s public dental, prescription drug, and vision coverage. 

Public health insurance in Manitoba

What’s covered? Public health insurance in Manitoba covers all medically necessary hospital and physician services, plus dental and vision services performed in a hospital, under the Manitoba Health Services Insurance Plan (MHSIP). 

Where can I get more coverage?

  • Ambulance services: Manitoba subsidizes ground ambulance services, capping fees at $250 per resident. Out-of-province Canadian residents and air ambulance services aren’t covered.
  • Dental work, prescription drugs, and vision services: Manitobans who have received Employment and Income Assistance (EIA) for 3-6 months are eligible for dental, prescription drug, and vision coverage.
  • Home care: The MSP subsidizes the fees of 124 licensed personal care homes throughout the province, and insures most of their services.
  • Indigenous health: Indigenous Wellbeing Supports are available in-person, online, and by phone, as well as through Indigenous Health Patient Services in Winnipeg.
  • Mental health: Manitoba provides mental health services through regional health authorities, the Selkirk Mental Health Centre, and self-help and family support organizations. You can also use the Mental Health & Wellness Resource Finder.
  • Out-of-country health services: Manitoba pays for emergency hospital and doctor services abroad at the same rates as in-province care.
  • Prescription drugs: The Manitoba Pharmacare Program provides coverage to families who spend a large proportion of their income on prescription drugs.
  • Vision services: The Seniors’ Eyeglass Program, Infant Contact Lens Program, Prosthetic Eye Program, and Children’s Opti-Care Program provide vision and eye care to Manitobans in need.

See Health Coverage, Disability and Health Supports Unit, and Financial Benefits and Assistance for more.  

What to look for in a private health insurance plan: Besides the usual dental, prescription drug, and vision insurance, Manitobans need coverage for health care supplies and equipment. The average Manitoban household paid over $1,000 out-of-pocket in this category alone in 2023. PolicyMe’s private health insurance covers up to $4,000 worth of home care, prostheses, and durable medical equipment per year.

Public health insurance in Saskatchewan

What’s covered? Public health insurance in Saskatchewan covers all medically necessary hospital and physician services, plus dental and vision services performed in a hospital, under Saskatchewan Health coverage. 

‍Where can I get more coverage?

  • Ambulance services: Saskatchewan subsidizes ground and air ambulance services, charging $325 and $465 per resident, respectively. Out-of-province Canadian residents pay $460 for ground ambulance transportation; air transport isn’t covered.
  • Dental work, prescription drugs, and vision services: Saskatchewan’s Supplementary Health Benefits program provides extended medical supplies, drugs, hearing, dental, and emergency benefits to vulnerable residents.
  • Home care: Saskatchewan Aids to Independent Living (SAIL) provides coverage for disability-related equipment and supplies with a referral from an authorized health care provider.
  • Indigenous health: First Nations and Metis Health Services can be accessed through the Indigenous Health page of the Saskatchewan Health Authority.
  • Mental health: The Saskatchewan Health Authority provides various supports for mental health and addictions.
  • Out-of-country health services: Saskatchewan pays for emergency hospital and doctor services abroad at the same rates as in-province care.
  • Prescription drugs: The Children’s and Seniors’ Drug Plans provide drug benefits to Saskatchewan residents in need.

See the A-Z Directory of Health Topics and Services; Infant, Child & Teen Health; Seniors’ Services and Health Services in Your Area for more.  

What to look for in a private health insurance plan: Saskatchewan pays the second-highest average amount per household for eye care, and health care supplies and equipment in the country. Opting for a private health insurance plan can save you an average of $1,300 per year on both expenses. 

Public health insurance in Nova Scotia

What’s covered? Public health insurance in Nova Scotia covers all medically necessary hospital and physician services, plus dental and vision services performed in a hospital, under Medical Service Insurance (MSI). 

Where can I get more coverage?

  • Ambulance services: Nova Scotia subsidizes ground services, capping fees at $147 per resident. Out-of-province Canadian residents pay $733; air transportation isn’t covered.
  • Dental work: The province of Nova Scotia provides dental coverage to residents in need through 6 dental programs.
  • Home care: Nova Scotia’s Continuing Care program provides long- and short-term home care to eligible residents of various groups.
  • Indigenous health: First Nations and Indigenous health resources are available in-person, online, and over the phone.
  • Mental health: The Mental Health and Addictions page provides links to services, locations, topics, and partners.
  • Out-of-country health services: Nova Scotia pays for emergency and non-emergency hospital services abroad at the same rates as in-province care.
  • Prescription drugs: Nova Scotia manages 6 Pharmacare Programs for seniors, families, cancer patients, palliative care patients, and other residents.
  • Vision services: Children under 10 and seniors aged 65+ can access vision care through two MSI optometry programs.

See the Health and Wellness Initiatives, Programs and Services for more.  

What to look for in a private health insurance plan: Moderate and high-income Nova Scotians between the ages of 18-64 don’t receive dental, prescription drug, or vision coverage. PolicyMe offers the least expensive private health insurance plan with all three of any health insurer in the country.

Public health insurance in New Brunswick

What’s covered? Public health insurance in New Brunswick covers all medically necessary hospital and physician services, plus dental and vision services performed in a hospital, under Medicare. 

‍Where can I get more coverage?

  • Ambulance services: New Brunswick subsidizes ground ambulance services, capping fees at $130 per resident, and air transportation is free. Out-of-province Canadian residents pay $650 for ground ambulance and $6,500 for air ambulance services.
  • Dental work: The Health Services Dental Program provides financial assistance to clients of the Social Development office over the age of 19.
  • Home care: NB residents can get financial assistance for Home Support based on their needs.
  • Indigenous health: Horizon NB provides Indigenous Health resources to Mi’kmaq, Wolastoqey, and Peskotomuhkati communities around the province.
  • Mental health: New Brunswick offers crisis resources, mental health locations, and a list of services on its mental health support page.
  • Out-of-country health services: New Brunswick pays for emergency hospital and doctor services abroad at the same rates as in-province care.
  • Prescription drugs: There are 11 NB Drug Plans providing coverage to seniors, children, nursing home residents, and other populations in the province.
  • Vision services: The Health Services Vision Program is available to Social Development clients and individuals with special health needs in New Brunswick.

See the Accessing Health Care and Health and Wellness pages for more.  

What to look for in a private health insurance plan: New Brunswick’s public health insurance plan has some of the most robust benefits of any provincial health plan, but it still has gaps. A private health insurance plan with dental, prescription drug, and vision coverage can help you save an average of 80% of your out-of-pocket health expenses.

Public health insurance in Newfoundland and Labrador

What’s covered? Public health insurance in Newfoundland and Labrador covers all medically necessary hospital and physician services, plus dental and vision services performed in a hospital, under the Medical Care Plan (MCP). 

Where can I get more coverage?

  • Ambulance services: Newfoundland and Labrador subsidizes ground ambulance services, capping fees at $115 per resident. Air ambulance services are free of charge. Out-of-province Canadian residents pay the full cost of emergency transportation.
  • Dental work: The MCP provides dental services coverage to children and low-income youth, and adults.
  • Home care: The Provincial Home Support Program provides personal care, homemaking, respite care, and behavioural support services to residents in need.
  • Indigenous health: Aboriginal persons can access a range of health, and community services through the government website.
  • Mental health: A number of external agencies offer counselling, helplines and treatment centres as part of NF’s mental health and addictions system.
  • Out-of-country health services: Newfoundland and Labrador pays for emergency and non-emergency hospital and doctor services abroad at the same rates as in-province care.
  • Prescription drugs: The Newfoundland and Labrador Prescription Drug Program (NLPDP) provides coverage to vulnerable residents in the province.
  • Vision services: The Eye See Eye Learn Program provides a free eye examination and one pair of prescription eyeglasses to kindergarten students in need.

See Health and Community Services for more.  

What to look for in a private health insurance plan: Newfoundland and Labrador’s public health insurance plan has no major coverage gaps aside from the usual. A private health insurance plan with dental, prescription drug, and vision coverage can help ensure your family receives important health care services and supplies. 

Public health insurance in Québec

What’s covered? Public health insurance in Québec covers all medically necessary hospital and physician services, plus dental and vision services performed in a hospital, under the Régis d’Assurance Maladie du Québec (RAMQ). 

‍Where can I get more coverage?

See the RAMQ's page for Aid Programs and Programs and Services for Seniors for more.  

What to look for in a private health insurance plan: Prescription drug insurance is compulsory for Québec residents 18 and over. PolicyMe’s private health insurance plans offer $500-$2,600 of prescription drug coverage (plus a ton of other perks).

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Public health insurance in the territories

The territorial governments of Northwest Territories, Nunavut, and Yukon also provide public health insurance coverage to residents. These territorial plans may offer even less coverage than provincial healthcare plans, making private health insurance a valuable supplement.

Do I need private health insurance in Canada?

Canadian public health insurance has several major coverage gaps that you can address with group health insurance or private health insurance. You can get group health insurance through your employer or organization, or buy the private health insurance coverage you need online.

Self-employed Canadians, retirees, or anyone between jobs can only fill provincial healthcare gaps by purchasing a private health insurance policy. If you regularly access services not covered by public health insurance, private coverage could mean year-to-year savings and peace of mind for both you and your loved ones.  

To see if you need a private plan, add up the cost of every health-related product and service you paid for last year. Unless you qualified for conditional coverage under a provincial or territorial health program, you likely spent thousands of dollars per year on uninsured products and services:

Coverage
Average annual out-of-pocket cost*
Private health insurance**
Dental
$564
✅ Covered
Prescription drugs
$522
✅ Covered
Vision
$315
✅ Covered
Health care services, including paramedical services
$325
✅ Covered
Non-prescription medication, health care supplies, and equipment
$695
✅ Covered
TOTAL COST
$2,421
$1,088

* Figures reflect the average amount paid out-of-pocket for select health products and services per Canadian household in 2023, adjusted for 2025 using the Bank of Canada inflation calculator.

** Total cost figure represents combined monthly premiums for adults aged 21-44 on PolicyMe’s Guaranteed Issue Classic plan for a 12-month period.

[100% Coverage for ambulance services and $10K of accidental dental coverage per year.

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How to choose the best health insurance plan based on your province

To choose the best private health insurance plan in your province, start by considering the coverage your province offers: 

  1. Make sure you’re maximizing existing coverage: Review the coverage included in your province’s public healthcare plan, along with any group benefits you’re eligible for through your job (or your partner’s). Are you taking advantage of all your existing healthcare coverage? 
  2. Identify your personal healthcare gaps: What health expenses are you regularly incurring that aren’t covered by your public or group coverage — e.g. dental costs, vision care, paramedical services, or prescription drugs? These costs are different for everyone; estimate your total.  
  3. Review insurance plans: Each insurance company offers a unique set of health insurance policies with different coverage, limits, deductibles, and exclusions. 
  4. Avoid overlapping coverage: Don’t overpay for a health or dental care plan that overlaps significantly with the coverage you already have through your province or employer. 
  5. Consider additional coverage: If you also need life insurance, critical illness insurance, or other coverage typically included in workplace benefits packages, there may be advantages to buying them from a single insurer. 

PolicyMe’s health and dental insurance plans are designed with provincial coverage gaps in mind, with four distinct tiers of coverage to match your individual needs.  

“Paramedical benefits and mental health services are underused and overlooked in all of our individual health plans. PolicyMe has some of the best coverage in the industry for these services.” –Jeremy Burbano, Licensed Insurance Advisor

How much does private health insurance cost in Canada?

The cost of private health insurance varies by province, product, and age group. 

Fortunately, the best health insurance in Canada is also the least expensive. PolicyMe’s comprehensive health insurance includes dental, prescription drug, vision coverage, and more, starting at $71.26 per month for a Canadian resident age 21-44:

Province
Economic plan
Classic plan
Advanced plan
Saskatchewan
$78.39
$90.68
$114.69
Nova Scotia
$101.24
$119.64
$157.00
Manitoba
$105.37
$123.33
$160.00
Newfoundland and Labrador
$111.24
$119.77
$159.97
New Brunswick
$111.61
$131.09
$170.89
British Columbia
$116.84
$128.14
$174.28
Alberta
$118.29
$132.37
$179.27
Quebec
$123.32
$147.48
$203.64
Ontario
$134.05
$162.06
$221.36

How much can private health insurance save you?

While your exact savings will depend on your healthcare expenses and which private health insurance plan you choose, our research suggests that most Canadian households can save between $1,000 and $2,000 per year.

We compared the healthcare expenses of the average Canadian household in every province to the coverage included in PolicyMe’s three comprehensive health insurance plans. Assuming every expense qualified for coverage, the amount saved ranged from $800 - $2,198 per year:

Economic plan savings
Classic plan savings
Advanced plan savings
$803–$1,147/year
$1,376–$1,808/year
$908–$2,198/year

* Figures represent the average total amount spent on selected health-related products and services per Canadian household in 2023. 

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Calculate your own coverage gap

The numbers above are averages. To see how much your own family could save with a private health insurance plan, add up the total you spent on out-of-pocket medical expenses in the last year, then divide that number by 12. Compare your resulting number with premiums for PolicyMe’s health insurance plans in your province to see your potential savings.

Methodology

For this article, we consulted only the official Canadian national, provincial, and territorial websites for public health insurance information and resources. Always consult your province or territory’s health system directly for up-to-date coverage and program details.

Statistics Canada provided the data on healthcare-related spending per household in 2023. While calculating the amount saved with private health insurance, we assumed every expense qualified for coverage and incorporated PolicyMe’s health plan maximums. 

The resulting calculations are presented for illustrative purposes only. 

FAQs: Health Insurance by Canadian Provinces

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Jasmine specializes in converting complex insurance data into actionable guidance. Her background includes auto, life, and health insurance and financial planning. Lately, she’s leveraging AI to extract insights from the numbers and help Canadians make better decisions.

Jasmine specializes in converting complex insurance data into actionable guidance. Her background includes auto, life, and health insurance and financial planning. Lately, she’s leveraging AI to extract insights from the numbers and help Canadians make better decisions.

Prices listed on this page are based on information available as of October 2025. The prices shown are for general reference only and may vary based on factors like your age, location, and product selection.