While the basics of life insurance are similar across Canada, coverage options, regulations, and insurance provider availability can vary by province.

Yes. If you've recently moved to another province, you can typically apply for life insurance based on your current province of residence. During the application process, you'll provide information about where you live, your health and the coverage you're looking for.

Term life insurance is a common choice for Canadians looking for affordable coverage for a set period of time, like 10, 20 or 30 years. It’s often used to help protect a mortgage, replace income, or support a family if something happens.

No. The Canadian government does not provide life insurance coverage to the general public. But some federal, provincial, and municipal government employees may have access to employer-sponsored group life insurance through their workplace benefits. Some Canadians may get life insurance through work, but some choose individual policies to help cover larger financial obligations.

Permanent residents can generally apply for life insurance in Canada. Some insurance providers also offer coverage to newcomers and temporary residents, though eligibility requirements may vary based on factors like residency status, length of time in Canada, and province of residence.