PolicyMe Term Life Insurance September Savings Offer Terms & Conditions
September Savings Offer
The September Savings Offer (the “Offer”) is available from September 1, 2025 to September 30, 2025 on PolicyMe Term Life Insurance Plans.
Eligibility
In order to be eligible for the Offer, applications must be submitted between September 1, 2025 and September 30, 2025 inclusive and the first premium payment must be received no later than November 15, 2025.
The Offer is only available on PolicyMe Term Life Insurance Plans underwritten by the Canadian Premier Life Insurance Company, operating as Securian Canada (“Securian Canada”) and made available through PolicyMe Corp. The Offer is not available on Critical Illness, Health & Dental or other insurance products. Participation in this Offer constitutes acceptance of these Terms and Conditions and any modifications made thereto.
Savings
For those Policies which satisfy the eligibility criteria above, the premium payable for the first twelve (12) months following the Effective Date of the Policy will be Ten (10 %) Percent less than the Premium stated on the Coverage Details page of the Policy. The savings will be applied at the time the premium is payable, whether it be monthly or annually, and will not be paid in cash or credited in some other manner. Where couples apply together, the saving will be applied to each approved Policy separately.
If, during the first twelve (12) months following the Effective Date, there has been an event which affects the amount of the premium payable, being a change in the Death Benefit Amount, a change in the Policy length, or a Misstatement of age or gender, the savings will be calculated based on the new premium once it becomes effective and will continue to be calculated in this manner for the remainder of the twelve (12) month period following the Effective Date. Additionally, If the Policy has lapsed but has been fully reinstated before the end of the twelve (12) month period, the savings will still be applied. If the Policy has not been reinstated before the end of the twelve (12) month period, there will be no further savings applied.
The Offer is temporary, non-renewable, and applies to the first policy year only. It does not apply to the premium payable in any subsequent policy years or renewal terms. The savings are not assignable or transferable, may not be paid in cash and may not be rebated or credited in any other manner. If a Policy which satisfied the eligibility criteria is cancelled, any refund owing will be calculated on the actual premium paid.
Combination with Other Offers
Where a joint application meets the criteria for the Offer, the savings may be combined with the standard 10% joint application premium savings, such that each individual may qualify to save up to 20 % on first year premiums.
The Offer may also be combined with other exclusive savings offered through designated affiliate channels, provided such exclusive savings offers do not expressly prohibit such combinations.
Abuse
All determinations related to eligibility and qualification will be made at the sole discretion of Securian Canada and are final and binding. Securian Canada reserves the right, in its sole discretion, to refuse, revoke, or adjust any savings where there is reasonable grounds to suspect misrepresentation, gaming, or abuse, including duplicate or repeat applications by the same person or the breach of any applicable laws or regulations.
Securian Canada may share relevant information with PolicyMe Corp. or other authorized parties to investigate suspected abuse or fraud, in accordance with applicable privacy laws.
Modification or Termination
Securian Canada may, in its sole discretion, modify, suspend, or terminate this Offer at any time, in whole or in part, for any reason, including operational, compliance, or legal considerations, provided that any modification shall not affect any savings already applied to policies issued prior to the date of such modification or termination. Securian Canada may also amend these Terms and Conditions at any time.
Limitation of Liability
Securian Canada and PolicyMe Corp. shall not be liable for any indirect, incidental, or consequential damages, or for any delays, errors, or failures in administering the Offer, including those due to technical issues, human error, or unforeseen events beyond their reasonable control.
PolicyMe Term Life Insurance is underwritten by the Canadian Premier Life Insurance Company, operating under the brand name Securian Canada, located at 1400 – 25 Sheppard Ave. West, Toronto, ON M2N 6S6. Toll-free Phone number: 1-844-894-0378.